CourtSupreme Court of India
Citation2025 INSC 95
Decision9 January 2025
PracticeBanking, Finance & DRT
What the Court held
The Supreme Court examined the scope of the remedy under Section 17 of the SARFAESI Act and the boundary between DRT jurisdiction and civil-court adjudication where antecedent title and the validity of underlying documents are in issue.
Why it matters
Enforcement strategy should distinguish a challenge to a secured creditor’s SARFAESI measures from an independent civil dispute about title or foundational documents. Choosing the wrong forum can consume years before the merits are reached.
Practice note
Forum analysis should be performed from the relief actually sought and the source of the asserted right, not from the fact that a bank or secured asset is involved.
Judgment source
The source below is provided so the proposition, factual context and operative directions can be checked against the judgment before professional reliance.
Verified judgment sourceCentral Bank of India & Anr. v. Smt. Prabha Jain & Ors. — 2025 INSC 95CRUX case briefs are editorial summaries for general information. The judgment text remains controlling.
This Insight is for general informational purposes only and does not constitute legal advice. It should not be relied upon as a substitute for the judgment text or advice on specific facts.